In for a penny, in for a pound. Sometimes, the house of your dreams is the one you are already living in. With just a few changes – a new kitchen, an addition, a new pool or some curb appeal – your home could be everything you want it to be. Renovating is easy and there has never been a better time to access the funds. Take advantage of historic low mortgage rates and rising real estate values by tapping into your home’s equity. Studies show home improvement projects and renovations are a smart way to increase the value of a home after all you have already spent money on it over the years it makes good sense to spend a little more until it is complete. It’s an investment in your future and your quality of life. If you need the funds to bring your home to the next level, Time Home Loans can help.