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Time Loan Products

Time Loan Products


At Time Home Loans we offer a range of loan products to meet your every need.

Home Loans

Why not deal directly with Time Home Loans – the loan experts?
At Time Home Loans, we want to do more than help you buy your first home-we want to be with you every step of the way. Time Home Loans will work with you throughout the lifetime of your mortgage to find custom solutions to all your mortgage and financial needs. Whatever your situation, or your aspiration, we can help.
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Investment Loans

At Time Home Loans, we’ve developed a lending program that makes it easy for you to meet all of your clients’ investment borrowing needs. By working closely with advisors, it’s helped us to define what’s most important when it comes to investment loans: to provide exceptional value, simple administration and a broad range of options. Buying an investment property is as a big a decision as buying a home and at Time Home Loans we work closely with your accountant as well to ensure that all opportunities of tax benefit have been met in the set-up of your investment loan. We walk this journey with you to ensure that your investment portfolio grows in a sustainable manner to create choice for you in the future.

Car Loans

Buying a car is one of the biggest purchases you will ever make. That’s why it’s important you have all the facts when it comes to deciding on the right car loan. Have you found that rare gem, a new vehicle that’s got everything you’re looking for? So now you want payments that work with your budget…right?
Time Home Loans offers access to a wide range of options and we’ll work with you every step of the way to ensure you get the vehicle that’s right for you – with a financing plan that fits with your budget.

Equipment Finance

Whether you are an owner/operator looking for a single piece of equipment or a large company looking for a complete fleet, finding the right financing is as important as finding the right equipment.
With Time Home Loans you’ll have access to a full range of asset-based financing services through capital leases, chattel mortgages, conditional sales contracts, and loan and security agreements. Experienced staff will work closely with you to find the right product to meet your business’s individual needs and combine it with the outstanding service you deserve.

Commercial Loans

For businesses of all sizes, Time Home Loans offers commercial loans with flexible repayment terms and competitive fixed or variable interest rates. Whether you are acquiring a new business premises, expanding your facilities, or need to refinance or consolidate current debt, Time Home Loans offers access of commercial mortgages that offer a range of terms, a choice of amortization and a repayment schedule suited to your requirements.

SMFS Loans

The term ‘super borrowing’ is used to describe when a superannuation fund borrows money to purchase an investment asset. Borrowing to invest is not a new concept. According to statistics from APRA for the March quarter, SMSFs now account for 31.5% of the nation’s $1.58trn superannuation pool. Overall, the value of assets held in SMSFs reached $469.2bn, an increase of $22bn for the quarter.

The Time Home Loan SMSF Property Loan has been developed in line with current SMSF laws and regulations however, we require applicants to seek independent financial and legal advice before committing to an SMSF purchase.

Personal Loans

A personal loan with Time Home Loans helps you achieve your goals now – take a vacation, buy furniture, make an investment – and know your loan will be paid off within a set period of time.
When you have a specific purpose in mind, Time Home Loans can provide a Personal Loan that can help make it happen. You have the flexibility to choose either fixed or variable interest rates, the frequency of your payments, and the term over which you’d like to repay the loan.
Time Home Loans have access to certain lenders that perform strong in the personal lending space.

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